Drive now and enjoy the ride.
No credit score. No co-signer. Just a simple, honest process built around what you earn today, not what a credit bureau says about your past. Here's every step.
Seven simple steps to your keys
No queues, no jargon: here's exactly what happens, from choosing your car to driving away.
- 1
Step 1Apply online using the link below
It takes a few minutes from your phone.
- 2
Step 2Get approved within 24 hours
We look at your income, not your credit score.
- 3
Step 3Accept your approval and pay your initiation fee
The once-off fee secures your car.
- 4
Step 4We get your wheels ready for you
Inspection, tracker and roadworthy, all handled.
- 5
Step 5Sign your online contract
Digitally, from your phone. No queues.
- 6
Step 6Pay your prorata fee
It covers your insurance and subscription from delivery day to your next payment date.
- 7
Step 7Collect your new wheels
Pick up your keys and drive away.
And just like that, you are on the road.
Keys in hand. Fully insured, warranted and tracked. Your new chapter starts the moment you pull off.
What you'll need to get going
Tick these four boxes and you're most of the way there. We approve you on your income, not your credit score.
R25 000+ net monthly salary
Salaried or self-employed
The once-off initiation fee
The same amount whichever car you choose
You live in Gauteng
We deliver across the province
Valid SA ID & driver's licence
Plus 3 months' bank statements & payslips
See your all-inclusive monthly
Slide to the car you want. Insurance, warranty and tracking are already wrapped into one vehicle subscription, no email required.
Insurance built in
Vehicle tracking
Comprehensive warranty
Rent, groceries, school fees, other debit orders.
Your total monthly subscription
One amount. Insurance, warranty and tracking already in it.
Initiation fee
R30,000
Salary needed
R38,503
Indicative: based on a 60-month term, the once-off initiation fee and FutureDrive's published rates. Your final figure is confirmed on application.
Roadside assistance
Licensing & paperwork
Service & maintenance
Every monthly amount above already includes all of this
Insurance built in
Vehicle tracking
Comprehensive warranty
Roadside assistance
Licensing & paperwork
Service & maintenance
FutureDrive vs the usual options
The same car, without the gatekeeping, the surprise costs or the wait. Approved even if the banks said no.
| FutureDrive | Bank finance | Buying cash | Traditional rental | |
|---|---|---|---|---|
| No credit score required | ||||
| Approved on your income | Sometimes | |||
| Warranty, insurance & tracking included | Sometimes | |||
| Drive within days | Maybe | |||
| One simple vehicle subscription | Plus extras | |||
| Approved even if the banks said no |
Your questions, answered
The questions we get asked most, answered straight, no fine print.
Still unsure?
A real person is one WhatsApp away.
Correct. FutureDrive is a vehicle subscription agreement, so we approve you on your income, not your credit record. Many people the banks turned away qualify with us.
Often, yes. Because we approve you on your income rather than your credit history, being under debt review or blacklisted doesn't automatically rule you out. Apply on WhatsApp and we'll assess your situation.
Yes. If you're self-employed we ask for 6 months' bank statements instead of payslips, so we can confirm your affordability.
Yes, you are welcome to drive the car across South Africa. For a cross-border trip, just let us know in advance so we can arrange the paperwork.
Get in touch with us as early as possible and we'll always try to work out a solution. The sooner you reach out, the more we can do to help.
At the end of your term the vehicle is bought for an agreed amount.
Your vehicle, comprehensive insurance, a mechanical warranty and a fitted vehicle tracker, all wrapped into one simple vehicle subscription.
A net salary of R25,000+ per month, the once-off initiation fee, a valid SA ID and driver's licence, and that you live in Gauteng, plus 3 months' bank statements and payslips.
Yes, a once-off initiation fee is payable once you're approved and before you collect. It is the same regardless of which car you choose.
Apply on WhatsApp in under 10 minutes. Most applications are reviewed quickly, and once you're approved and your initiation fee is paid we prep your car and arrange collection.
Yes. We handle your personal information in line with South Africa's POPIA. Your documents are used only to assess and set up your subscription.